Prohibited Collection Practices
In today’s economy, more and more people have fallen behind on their payments. This does not give debt collectors the right to unfairly attempt to collect a debt from you. The Fair Debt Collection Practices Act and Florida’s Consumer Collection Practices Act were created to govern the activities of debt collectors. Debt collectors often violate the law by engaging in the following common illegal activities:
- Harassing you or your family by calling all the time.
- Calling you after 9 p.m. or before 8 a.m.
- Claiming or threatening to collect a debt that is not legitimate.
- Using profane, obscene, vulgar or abusive language when talking to you.
- Threatening you with force or violence.
- Threatening to or communicating your debt with your employer.
This list of illegal and unfair collection practices is only a small sample of the activities that debt collectors are prohibited from doing. If a debt collector has made threats, false or misleading representations, or has harassed or deceived you while attempting to collect a debt, you may have a claim against the debt collector. At Roger D. Mason, II, P.A., our lawyers do not get paid an attorneys’ fee from you unless we win your unfair collection practices claim, in which case the law provides that the debt collector is liable to pay for your attorneys’ fees.